There is a common misconception out there that wealth = success. In today’s capitalistic society, we often measure our success and self-worth by our assets and income. Those that have the fancy BMW are somehow perceived as more successful than those with a Honda Accord. It is an easy trap to get into. Monetary value is the easiest thing to calculate…but…it only shows the face value of someone’s life. Unfortunately, true success is not measured by a dollar value. True success is defined by the individual as they go through life looking, searching and bleeding for the happiest and healthiest way to take each waking step.
What Is Real Success?
Most people would be surprised how “rich” some people really are, little do they now they live off of loans in Idaho. With a society that condones being debt loaded to the tilt, many of these perceived successful people are really a stack of cards ready to fall with the slightest bit of breeze or unexpected event. Idaho is one of a handful of states that has no usury laws in place. While the state does specify in the Idaho Statutes, § 28-22-104, that unless otherwise contracted, the interest rate on a loan will be set at 12%, this is the extent of its regulation. This percentage can only be applied for specific purposes as well. The Idaho legislature repealed its usury laws in 1983, lifting any restrictions it had on consumer financing.
Other than determining the unspecified rate, the state places no other restriction on lenders or the loans they issue. In essence, this means there is no cap on interest rates in Idaho. However, in practice, the market dictates the limit consumers are willing to accept.
Even with a relaxed outlook on personal loan lending, the industry is still regulated by the Idaho Department of Finance, Consumer Finance Bureau,you can also save your credit score with payday loans online and get the best financial service. This division’s primary responsibility is the issuance of licenses allowing individuals and companies to operate in the state. Idaho offers a method of filing a complaint against a financial institution that the state will use in determining whether or not the business is eligible to continue operating in the state.
So the real question becomes…what do I consider successful? Here are my notes on success.
- Real success has nothing to do with monetary value…rather the quality of life you create for yourself.
- Living a happy and healthy life is much more important than the big house.
- Spending time with friends and family will bring you more rewards than a physical object.
- Sometimes less is more.
- There will always be something bigger, better and different.
- The key to happiness is enjoying what you have instead of worrying about what you don’t.
- Helping others is the key to long-term success both professionally and in life.
- Some of the most successful people in life…are actually some of the poorest.
- Life is about experiences…not material possessions.
- Money makes things easier…but not happier. True happiness is found within.
- Sometimes the best things in life take the largest sacrifices.
- Nothing good comes without work.
- Those that constantly stick their hand out looking for something for free…will always have their hand out.
- You can measure some people life success by how often they smile in a day.
- Real success has no room for large egos.
- Each person’s definition of success in their own life is completely different and can not be defined or measured by another.
- Those that measure the success of others, typically forget to measure themselves.
- Having material possessions is not a bad thing…measuring your life by them is.
- You need to define what you consider success before you can achieve it.
As you can see by my notes…success is a complicated beast that is not measured by what you have…but how you live.